Thousands of motorists driving with at least 12 points on their licence

2nd July 2015


More than 6,500 motorists are driving with over 12 penalty points on their driving licence, new data reveals.

The findings come in a Freedom of Information request by The Co-operative Insurance to the DVLA.

Young drivers are often seen as being the most dangerous on the roads, however the figures reveal that there are more drivers in the 26-35 age bracket who are currently driving with 12 points or more than any other, with 1,880 on the roads.

Drivers aged 36-45 (1,718) are next followed by those aged 46-55 (1,501), then younger drivers aged 17-25 (630). Drivers aged 56-65 (607) follow closely behind with a marked reduction when it comes to more mature drivers with 66-75 (150) year olds coming next followed by 76-85 year olds (35) and 86-95 year olds (2).

According to the Government’s driving and transport department website, the courts can disqualify a driver if they receive 12 or more penalty points on their licence within a three year period.

Nottingham has the highest number of drivers currently motoring with 12 points or more in England, in Wales, Cardiff and in Scotland, Glasgow (ranked 42nd) has the highest proportion of these drivers.

Rank Postcode area Number of drivers with more than 12 penalty points
1 Nottingham 180
2 Doncaster 174
3 Cardiff 173
4 Birmingham 169
5 Sheffield 156
6 Newcastle upon Tyne 145
7 Peterborough 144
8 Manchester 137
9 Norwich 136
10 Swansea 127


There are more men than women currently driving with over 12 penalty points at 84% compared to 16%.

The FOI request has also revealed that there is currently a female driver in Blackburn with 38 penalty points on her licence and a male driver in Liverpool with 45 penalty points on his licence

Steve Kerrigan, head of telematics at The Co-operative Insurance, says: “It is clear that there are a large number of drivers on the roads with over 12 penalty points on their licences.

“Despite young drivers having the reputation for being the worst motorists, when it comes to the drivers that have an excessive amount of penalty points we have found that in majority of cases older drivers, aged 26 to 55, have more points than any other, and as a proportion of their age group.

“As new generations of young drivers come through it is extremely important for safe driving education to continue and, in future, we will hopefully have safer roads as a result. We want to see the number of people on the roads with an excess number of penalty points reduce from the 6,500 figure and believe that telematics will be a key enabler to this.”

Telematics insurance policies use in-car computers to monitor how safely a motorist drives in order to allow them to access cheaper cover.

According to the Government’s driving and transport department website you could be banned from driving for six months if you get 12 penalty points or more within three years. You could be banned for  12 months if you get a second disqualification within three years. You could be banned for two years if you get a third driving disqualification.

However, according to the DVLA: “In a small percentage of cases where the driver has accumulated 12 or more penalty points, the Agency understands that a Court can exercise its discretion and not disqualify the driver. In the majority of these cases, Magistrates or Sentencers may have decided to allow drivers to retain their entitlement to drive where it is considered that disqualification would cause exceptional hardship.”

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