Mindful Money

11 April 2017

insight

Florian Ielpo, Head of macroeconomic research, Unigestion  suggests that as we approach the first round of the French presidential elections on 23rd April, the uncertainty over who will make it into round two, and the final result, has never been greater. “While a moderate candidate is the most likely victor in our assessment, the situation […]

6 April 2017

insight

Tens of thousands of people who have used the pension freedoms since they came into effect two years ago have failed to reclaim millions of pounds in overpaid tax that would have been charged on their first withdrawals. When someone takes their first flexible withdrawal from their pension fund using the freedoms, it is highly […]

4 April 2017

insight

The majority of Britons (67%) believe that feeling in control is the key to being happy. At a time of great political and economic unknowns, new research from loan provider Sunny shows that while 61% feel happy with life at present, just 14% have confidence in the current political situation in the UK Some 56% […]

29 March 2017

insight

The biggest risk facing investors is being too cautious in overweighting cash in their portfolios due to fear of disruptive events says Stephen Jones, chief investment officer at Kames Capital. Jones, who oversees a range of fixed income, property, equity and multi-asset funds at Kames, says investors risk forgoing attractive investment opportunities by overweighting cash […]

23 March 2017

insight

The under 30s may not receive the state pension until they are 70 due to strains on the public finances from increasing life expectancy, a report by government experts has warned. The Government Actuary’s Department, which advises the UK government on issues to do with life expectancy, pensions and spending says that the move may […]

22 March 2017

insight

America’s S&P 500 index fell 1.4% on Tuesday, its first daily fall of more than 1% since October. But the end of the third-longest such streak since 1970 does not necessarily herald the end of the bull run in US stocks, at least if history is any guide says investment platform AJ Bell. Tuesday’s fall […]

22 March 2017

insight

SMEs have been urged to ‘lock in’ an exchange rate for their upcoming overseas payments before Article 50 is triggered by the Prime Minister Theresa May. Online overseas payments service Money Mover is urging Britain’s SMEs to consider reducing uncertainty surrounding their foreign currency transactions for up to the next six months. Hamish Anderson, CEO […]

21 March 2017

insight

The last two years have brought about a plethora of change for investors. As another tax year fast approaches Hargreaves Lansdown highlights eight changes you should be aware of when it comes to saving tax in 2017/2018. Corporate bond funds change to paying gross interest Since April 2016 interest from bank and savings accounts has […]

21 March 2017

insight

The Consumer Price index has risen to 2.3% compared with 1.8% in January with the Office for National Statistics attributing much of the rise to higher transport costs. The rate in February 2017 was the highest since September 2013, having steadily increased since late 2015. Rising transport costs, particularly for fuel, were the main contributors […]