Good news for mattresses – the effect of negative interest rates

Sometimes you feel you couldn’t really make it up. Do you remember the days when banks used to pay you a reasonable rate on your deposit account? Well barely. It seems like a long time ago now. So would you believe that a bank might now be asking you to pay for the privilege of […]

22 February 2016 by Justin Urquhart Stewart

Investing

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The most dangerous decision – when do I invest?

When in the midst of the market noise, cool calm common sense is hard to find. Every so often it is worth reminding ourselves of some important statistics that just underline why it is vital we all invest and not just dither around. Despite those annoying people who claim to be able to time the […]

29 November 2015 by Justin Urquhart Stewart

Investing

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‘Topsey Turvey’ Alice’s retirement portfolio

There are times when you can be forgiven for thinking that the world has turned upside down. Possibly times when everything you have been taught seems to be now almost irrelevant and someone has changed the rules. Well when it comes to investing it would seem that this is now the case and some of […]

27 March 2015 by Justin Urquhart Stewart

Expert Opinion Retirement

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Cash is king but it comes at a cost

By Ben Kumar, investment manager, 7IM Most interest rates around the world are at, or close to, all time lows. The extreme case is Switzerland, where the national bank has set a negative base rate of -0.75%; meaning that it charges to take cash deposits. The reasoning behind central banks setting low or negative interest […]

24 February 2015 by Justin Urquhart Stewart

Expert Opinion

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A radical change that could see investment in Britain’s local entrepreneurs

A Banking Spring? Only four years ago we all felt the demolition ball crash into much of the UK banking sector as banks collapsed and failed. Then we all saw the tawdry sight of those senior banking executives squirming in front of cameras or investigative committees as they had to try and explain away both […]

17 June 2014 by Justin Urquhart Stewart

News

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The new billionaires and John Lennon’s piano

Summertime and the “silly season” tend to throw up a number of non-events talked up into news by a variety of media outlets, in order to fill airtime, screen-time and pages writes Seven Investment management analyst Ben Kumar. In the financial world the situation is much the same; during the slow news days of August, […]

30 August 2013 by Justin Urquhart Stewart

Expert Opinion

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