Adding India to your ISA now could help you save for decades

Mentioning demographics when one talks about India almost seems redundant – so obvious an advantage does that country have. Yet with a population of around 1.3 billion; a growing, youthful workforce; and a swelling middle class, it’s also impossible not to highlight the long-term potential. UK equity funds form the core of most people’s ISA […]

21 March 2017 by Darius McDermott

insight

Read More...

Looking for consistently good fund management firms

Most of us have a favourite restaurant. You know, a place we like to go where the food is always good, the staff are friendly and we’re happy to recommend it to our friends. The key is consistency. If we went some nights and waited an hour only to get cold food – well, that […]

21 February 2017 by Darius McDermott

insight

Read More...

Five thrifty tips to help you start saving and investing

One of the common barriers to saving and investing is that people simply don’t have any spare cash at the end of the month. Their wage is used up on the necessities in life – like feeding their family and putting a roof over their heads. It’s hard to argue with those priorities! With inflation […]

25 January 2017 by Darius McDermott

insight

Read More...

The US has raised rates – should you make changes to your investing strategy?

Darius McDermott, managing director, Chelsea Financial Services, considers the impact on the rise in US rates. I spent a lot of time last week talking about the US interest rate rise with industry peers. At a Christmas dinner on the weekend, however, a family friend asked me one simple question: should I change my portfolio? […]

21 December 2016 by Darius McDermott

insight

Read More...

Can Asia Pacific still thrive without the TPP?

One of the biggest concerns for emerging markets in the event of a Trump win was uncertainty – what exactly would he do to ‘make America great again’? The president-elect eliminated some of the ambiguity this week when he pulled the plug on US involvement in the Trans-Pacific Partnership (TPP) trade deal. The announcement is […]

27 November 2016 by Darius McDermott

insight

Read More...

Is the party just getting started in India?

I heard it phrased recently that “the party has barely started” in India. With annual Diwali festivities taking place next week, this might have been the topic of conversation. Given I was chatting with a group of fund managers though, I’m inclined to think they were referring to the Indian economy. There are good reasons […]

20 October 2016 by Darius McDermott

insight

Read More...

How to buy equities after Brexit

Almost three months on and the UK stock market has soared since the Brexit vote, up more than 10% from June 241. It’s been a nice morale boost amid some fairly gloomy predictions for Britain’s future, not to mention a welcome lift to returns for investors. Market reactions so far have been mostly driven by […]

22 September 2016 by Darius McDermott

insight

Read More...

European company bonds still a good bet for fixed income investors

If you’re a risk averse investor chasing income in today’s neverendingly-low interest rate environment, your hunt just got a little bit harder. In the days following the Brexit vote, yields on 10-year UK government bonds (gilts) fell below 1% for the first time in their history1. Yields on 10-year US bonds also went lower, down […]

14 July 2016 by Darius McDermott

insight

Read More...

Why it’s dangerous to expect too much from your investments

Warnings on falling investment returns periodically rear their ugly heads in this industry (and are often overly pessimistic!), so why have people been focusing on a recent report from McKinsey forecasting “substantially lower” returns on both stocks and bonds over the next 20 years*? The report purports that the past roughly 30 years (from 1985 […]

21 June 2016 by Darius McDermott

insight

Read More...

Can investing in the US still come up trumps?

This time three years’ ago, US equities were going from strength to strength. The market had risen steadily since its 2009 trough and investors were jumping in with the kind of enthusiasm usually reserved for a plate of spare ribs or a slice of key lime pie. Nowadays, the S&P 500 (the US’s main share […]

16 May 2016 by Darius McDermott

insight

Read More...
1 2 3 4