Looking for consistently good fund management firms

Most of us have a favourite restaurant. You know, a place we like to go where the food is always good, the staff are friendly and we’re happy to recommend it to our friends. The key is consistency. If we went some nights and waited an hour only to get cold food – well, that […]

21 February 2017 by Darius McDermott

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Government can reach the ‘Just about Managing’ by giving more help to working parents

You don’t need me to tell you that Chancellor Philip Hammond faces another delicate balancing act come the Spring Budget in March.  With the UK’s future still far from clear, the Chancellor must show leadership with his decisions to ensure that – in his own words – the economy is “match-fit” for whatever uncertainties lie […]

17 February 2017 by Steve Herbert

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Five thrifty tips to help you start saving and investing

One of the common barriers to saving and investing is that people simply don’t have any spare cash at the end of the month. Their wage is used up on the necessities in life – like feeding their family and putting a roof over their heads. It’s hard to argue with those priorities! With inflation […]

25 January 2017 by Darius McDermott

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The best of times or the worst of times?

Economic momentum is improving. It is supporting risk assets and delivering good returns to investors. Can it last? It can if the Federal Reserve (Fed) does not need to raise rates too quickly, if the new US Administration can deliver on tax cuts, if corporate animal spirits are revived and if Trump shuts down his […]

6 January 2017 by Chris Iggo

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Productivity and the poverty premium

As we enter 2017 it is becoming increasingly apparent to all that the likely future trading relationships of the UK are still very much a work in progress.  No one truly knows what lies ahead for the country, yet this lack of detail should not deter employers from taking action to ensure that each and […]

6 January 2017 by Steve Herbert

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The US has raised rates – should you make changes to your investing strategy?

Darius McDermott, managing director, Chelsea Financial Services, considers the impact on the rise in US rates. I spent a lot of time last week talking about the US interest rate rise with industry peers. At a Christmas dinner on the weekend, however, a family friend asked me one simple question: should I change my portfolio? […]

21 December 2016 by Darius McDermott

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ImPeTuous tax rise?

Steve Herbert suspects that yet another increase to Insurance Premium Tax (IPT) could be an own-goal for the UK Budgets (and Autumn Statements) must be amongst the most stressful and challenging times for any Chancellor of the Exchequer.  Even more so when the presiding government is in the early stages of negotiation to decide the […]

2 December 2016 by Steve Herbert

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Can Asia Pacific still thrive without the TPP?

One of the biggest concerns for emerging markets in the event of a Trump win was uncertainty – what exactly would he do to ‘make America great again’? The president-elect eliminated some of the ambiguity this week when he pulled the plug on US involvement in the Trans-Pacific Partnership (TPP) trade deal. The announcement is […]

27 November 2016 by Darius McDermott

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Huge uncertainty in forecasting the UK’s economic performance in the years ahead

The political turmoil over Brexit continues, the US presidential election race is as tight as can be and the European Union is living an existential nightmare. Monetary policy continues to be the main anchor for financial markets. Looking forward, if the growth outlook doesn’t improve and central bankers are running out of tricks, some dark […]

4 November 2016 by Chris Iggo

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A rate hike in the US is a greater probability than it has been for some time

The long anticipated rise in yields got underway this week. Credit has outperformed rates and inflation has outperformed nominal government bonds. Rates have bottomed – even the Brexit hit UK economy grew at 0.5% in the third quarter, reducing the need for another UK rate cut. A rate hike in the US is a greater […]

31 October 2016 by Chris Iggo

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