24th August 2015
The highest rate of insurance claims for burglaries happen between September and November, with the number of claims 10% higher than in the spring, new research has shown.
MoneySuperMarket analysed over 2.7m home insurance quotes run on the site from July 2014 to June 2015, taking into account claims for burglary made within the last three years.
Overall, 2.1% of policyholders using the website had made a claim on their home insurance for a burglary, with the rate rising to 2.26% in autumn, compared to 2.06% in spring.
Dan Plant, consumer finance expert at MoneySuperMarket said: “Being burgled is a terrifying and disruptive experience that too many people go through. Not only is a burglary a complete invasion of privacy, but a violation of the place we should feel safest.
“Our research has found the autumn months see Brits making the highest rate of claims on their home insurance for burglary. As the darker nights roll in, this shows it’s crucial for everyone to think about security measures for their home, to prevent burglaries and protect themselves from opportunistic thieves.
“It is also hugely important to have home insurance in place to provide the support needed in the event of a burglary. Annual buildings and contents insurance is available for £132 a year on average, not a huge amount to pay for peace of mind, especially as this can often get you an unlimited amount of content cover. When running a quote, it’s important to put in as close a figure as you think is accurate for the value of contents you have in your home, so you have enough cover, and also don’t pay over the odds for something you don’t need.”
Tips on how to make your home safe: