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As the Bank Holiday approaches would-be DIY experts are being warned to check they are properly insured

18th May 2015

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As the May Bank Holiday edges closer have-a-go handymen are being warned to ensure they know exactly what they are doing.

Nationwide Building Society research shows that more than half, at 56% of would be DIY experts have a solid history when it comes to botched DIY jobs.

Notably however just 10% of ham-fisted handymen have recovered the costs of their mistakes by claiming on their insurance, with “many people completely unaware they can claim for accidental damage caused in this way”, according to Nationwide’s head of general insurance, Martyn Dyson.

DIY still remains a national hobby with research showing that 80% of people carry out home improvements themselves rather than asking a professional for help.

Most DIY enthusiasts limit themselves to more manageable tasks, such as putting up wallpaper and painting, bleeding a radiator and improving the garden.

But there are a number of more ambitious home improvers who turn their hand to bigger tasks such as knocking down walls, laying loft insulation, or even fitting a new kitchen or bathroom.

Irrespective of the job undertaken, most people at some point have experienced a DIY disaster, with Nationwide’s research revealing the top blunders. These include:

Notably 90% of those who admitted to home improvement horrors ended up paying the cost of their mistakes themselves rather than claiming on their home insurance.  And with nearly a fifth of people with DIY horror stories causing over £200 of damage, not knowing what your home insurance covers you for can prove quite costly.

Dyson said: “The Bank Holiday is primetime for getting stuck into jobs around the home you’ve been putting off.  Unfortunately, you can end up causing more damage than good, especially if you’re inexperienced. Nationwide’s advice to anyone looking to do home improvements this weekend is to not rush into it, stop and think about the job in hand, be realistic about your capabilities.”

He added that those planning to get stuck into a job should ensure they are covered if things do not go to plan, as not all policies include accidental damage.

“As the survey shows, many people may be completely unaware they can claim for accidental damage in this way,” added Dyson.

1 thought on “As the Bank Holiday approaches would-be DIY experts are being warned to check they are properly insured”

  1. Jive Bunny says:

    “As the survey shows, many people may be completely unaware they can claim for accidental damage in this way,” And following receipt of their £100 payent (after deducting a £100 excess from the £200 repair/replacement bill that 20% incur above) they can then look forward to next year’s premium being loaded accordingly! C’mon Martyn, you’re going to have to be more slippy than that if you want to gain more premium revenues!

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